Job Description // First National Bank of Northern California JOB ID: 1173


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Senior Credit Analyst
San Francisco/Battery Street

Under limited supervision, analyzes, underwrites, documents, closes, and services a variety of routine commercial loans. Assists senior officers in handling larger and more complex loans. Coordinates reporting covenant monitoring efforts between senior officers, clients, and credit administration to ensure that information is received in a timely manner, that information received is analyzed, and that financial statement tracking reports accurately reflect information contained in files for credit relationships in assigned loan production office.


Bachelor’s degree in finance, accounting, or related field. Minimum three years of experience in commercial lending. Sound knowledge of working capital lines, real estate secured loans, factoring, asset based lending and equipment loans. Knowledgeable of how commercial loans are structured, priced and monitored in addition to the different forms of available commercial loan documentation.Ability to analyze business lending structures. Extensive knowledge of credit policies and procedures, and bank operations policies and procedures. Knowledge of regulations and compliance issues relative to lending. Understand Real Estate Loan transactions ie title insurance, exceptions, escrow instructions. Ability to perform tasks in an accurate and efficient manner. Strong verbal and written communication skills in order to present concise reports to Team Leader and in order to effectively communicate with customers, senior officers, and other staff in other departments. Strong Organizational skills to be able to multi task and prioritize in a fast paced environment.

We are proud to be an Affirmative Action, Equal Opportunity Employer.